Complete Real Estate Internet Marketing For Under $100 | South ...

If you are serious about your real estate business, you are losing business by not spending on real estate internet marketing. Real estate agents and brokers spend big money on real estate internet marketing, and spend masses of dollars more to maintain it each month. Real estate internet marketing can be reasonable - all for only $100 a month.

• Agent Website - $29.95 to $99.95
  Creation of your real estate agent website is vital to real estate internet marketing. It is the first stop for buyers and sellers. Your agent website can make or break your image. The cost of creating an internet site can be high. You need to choose a real estate internet marketing firm that may provide you with professional, appealing agent website at a fair cost. This can be starting from $29.95 -$80 per month with about a hundred bucks set-up charge.
• Single Property Website - $14.00 to $79.95
  Attract more interest in your property listings thru effective real estate internet marketing with unique, automatically generated single property websites. Select a supplier that utilises the info you enter to automatically create expert, interesting websites for every one of your individual listings. Single property website is a good tool to provoke seller and generate leads. This service can be found at bargain prices of only $14.00 to $79.95 a month depending on number of real estate lists.
• Virtual Tours - $10.00 to $69.95
  Statistic shows lists with virtual tours get click 300% more then the lists without virtual tours. It's really important to have pro virtual tours as an element of the real estate internet marketing plan. This service goes from $10.00 to $69.95 every month depending on number of real estate lists.
• MLS - $0
  We pay for our MLS dues, but agents do not want pay an additional charge to add your listing to the MLS. Marketing your listings to MLS is thus $0.
• Agent Showing Feedback System & Management - $14.95 to $39.95
  Show your sellers that you mean business by adding a professional, high-quality feedback system and management package to your real estate internet marketing package. Agent Showing Feedback system will immediately generate the reports for your sellers. At $14.95 to $39.95 every month, it is an satisfactory way to make your seller automatically updated at an inexpensive price.
• Generate Listing Flyer Templates - $0 to $15.00
  Rather than slowly making real estate flyers for each of your listings, select a real estate internet marketing firm that will generate these for you mechanically, based primarily on the data you've already entered. For anywhere from $0 to $10, it is possible to get a pro, tasty listing flyer, suitable for distribution as hard copy or through e-mail.
• Craigslist Ad Generator - $0 to $25.00
  Today?s consumers love to browse Craigslist for everything. Consistent Craigslist ad posting is completely wanted to be a part of your complete real estate internet marketing strategy. Count on generating tons of further leads every year, all completely free. The Craigslist ad generator will make the method straightforward at $0 to $25 per ad design.
• Listing Syndication - $0 to $29.95
  The best customer for your listing might be nervously reading through real estate internet marketing pieces. However , if your listing isn?t on their preferred site, you?ll never make a match. Real estate internet marketing service providers charges $0 to $29.95 to syndicate your properties to more than 35 of the most popular real estate online property sites.
• Social Media Marketing for Realtors - $0
  To complete your real estate internet marketing needs visibility on social marketing sites. This is the 1st stop for most web users. You'll get a good return on your investment with every lead generated, since this service is entirely free. There are social promoting posting that will help you simply post your listings to social media sites for free as well.
• Lead Capture and Lead Management - $0 to $100
  You can lay out a lot on generating leads for your real estate internet marketing campaign, but without a proper capture and manage these leads, your effort is wasted. Lead manager's system can be very complicated and expensive to easy and affordable. Price range is big dependent on service supplier. Lead capture and management system can be from $0 to $100 each month. Don?t pay for the additional features that you never use in a complicated managing system. Keep your lead management simple and easy to use.

. Standard advertising methods are not valuable in today?s net-based world. However who can afford to spend a fortune on intensive real estate internet marketing? Instead of selecting a service that charges thousands of greenbacks per month, spend your hard earned cash wisely with complete real estate internet marketing for less than $100 each month.

Michael Yee is the VP of Tech Dev at eAgent360.com. EAgent360.com is a leading online real estate internet marketing company providing a true fully integrated real estate internet marketing platform for the Realtors. For FREE account, come to our internet site for more information on real estate internet marketing.

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Obamacare at Supreme Court: Healthcare Stocks ... - Investing Daily

Healthcare stocks ? as measured by the Health Care Select Sector SPDR (NYSE: XLV) ? have struggled during the first quarter of 2012, rising only 8.2% which trails the S&P 500?s 12.2% gain by almost one-third. Concerns over pharmaceutical patent cliffs and the upcoming U.S. Supreme Court ruling on the constitutionality of Obamacare have weighed on healthcare stocks. In fact, healthcare has been the third-worst-performing industry sector out of the nine sector SPDRs:

Year-to Date Return

Industry Sector	Dec. 30, 2011 to Mar. 29, 2012 Total Return
Financials (NYSE: XLF)	21.2%
Technology (NYSE: XLK)	19.2%
Consumer Discretionary (NYSE: XLY)	15.4%
S&P 500 ETF (NYSE: SPY)	12.2%
Industrials (NYSE: XLI)	10.9%
Materials (NYSE: XLB)	10.4%
Healthcare (NYSE: XLV)	8.2%
Consumer Staples (NYSE: XLP)	4.8%
Energy (NYSE: XLE)	3.3%
Utilities (NYSE: XLU)	-2.2%

Source: Bloomberg

Healthcare Stocks Outperform This Week

This past week, however, guess which sector SPDR was the best-performing? Health care, and by a HUGE margin of more than twice the return of the second-place finisher:

This Week?s Return

Industry Sector	Mar. 23 to Mar. 29 Total Return
Healthcare (NYSE: XLV)	1.94%
Technology (NYSE: XLK)	0.88%
Utilities (NYSE: XLU)	0.74%
Consumer Discretionary (NYSE: XLY)	0.54%
S&P 500 ETF (NYSE: SPY)	0.42%
Consumer Staples (NYSE: XLP)	0.34%
Industrials (NYSE: XLI)	0.24%
Financials (NYSE: XLF)	-0.13%
Materials (NYSE: XLB)	-0.19%
Energy (NYSE: XLE)	-1.51%

Source: Bloomberg

Obamacare is Unconstitutional

Why the sudden reversal of fortune in healthcare stocks? The answer lies with the U.S. Supreme Court, which held oral arguments this week in the Obamacare case. There are two major constitutional issues under review:

1. Individual mandate requiring every U.S. citizen to buy health insurance
2. Severability of Obamacare if individual mandate provision is struck down

Forcing the uninsured to buy insurance would be the first time in U.S. history that a U.S. citizen would be penalized for ?inactivity? ? refusing to buy something they didn?t want. Proponents of the mandate often trot out the regulatory requirement to buy auto insurance, but only people who drive a car are required to buy such insurance; drivers have taken an affirmative action to enter the car market and hence subject themselves to regulation. In contrast, people forced to buy health insurance have done nothing at all except be alive.

Consequently, the individual mandate is a gross abuse of the U.S. Constitution?s Article 1, Section 8, Clause 3 ?Commerce Clause,? which strictly limits federal regulation to commerce ?among the several states.? Ever since Congress passed the McCarran-Ferguson Act in 1945, insurance has always been regulated by the states, not the federal government.

The Supreme Court Will Likely Strike Down Obamacare

Observers of the oral argument have uniformly stated that a majority of Supreme Court justices appeared critical of the individual mandate provision and challenged the government lawyer defending the law much more harshly than they did the arguments of the contesting plaintiff lawyer. Justice Kennedy ? commonly known as the 5-4 ?swing vote? on the bench ? asked the following question of Obama?s lawyer on pages 11-12 of the transcript:

This is unprecedented, this is a step beyond what our cases have allowed, the affirmative duty to act, to go into commerce. If that is so, do you not have a heavy burden of justification?

You are changing the relation of the individual to the government in a unique way. The reason this is concerning is because it requires the individual to do an affirmative act. In the law of torts, our tradition, our law has been that you don?t have the duty to rescue someone if that person is in danger. The blind man is walking in front of a car and you do not have a duty to stop him, absent some relation between you.

Based on academic research, the Supreme Court has historically been much more likely to rule against the side it asks more questions of during oral arguments. A ?state of the art? model based on oral-argument language and tone predicts that the Supreme Court will declare the individual mandate unconstitutional by a slim 5-4 margin.

Obamacare is highly unpopular with the American people. In a recent poll, 75 percent of Americans wanted the Supreme Court to strike it down.? Ironically, even Obama opposed an individual mandate during the 2008 presidential campaign before doing a 180-degree flip-flop once he was elected president. On the other hand, the public overwhelmingly supports barring insurance companies from denying health coverage based on a pre-existing condition by an 85-15 margin.

Pre-Existing Condition Protection Doesn?t Work Without Individual Mandate

The problem is that you can?t have one without the other without destroying the profitability of insurance companies. Absent an individual mandate, the result will be ?adverse selection,? whereby healthy people will opt out of the insurance program while sick people will enroll. A profitable insurance market is based on uncertainty where more people pay into the system than is paid out in claims.? If the only people who enroll are those who are certain to make reimbursement claims based on pre-existing conditions, insurers will end up losing money because the government-regulated insurance premiums won?t be sufficient to cover all of the claims. In their 11^th-Circuit Court of Appeals brief (page 30), Obama?s own lawyers have cited Princeton University professor Uwe Reinhardt for the proposition that:

It is well known that guaranteed issue coupled with voluntary insurance tend to lead to a death spiral of individual insurance.

For this reason, the Obama administration has argued that requiring insurance companies to accept pre-existing conditions should not survive if the individual mandate is struck down.

Obamacare Will Be Upheld or Struck Down in Its Entirety ? No Severability

On the third day of oral argument, the issue of severability was debated and my reading of the transcript leads me to believe that many of the justices believe that Obamacare must be struck down in its entirety if the individual mandate is struck down. For example, on page 41 of the transcript Justice Alito asked the best question:

Insurance reforms impose 10-year costs of roughly $700 billion on the insurance industry, and that these costs are supposed to be offset by about 350 billion in new revenue from the individual mandate and 350 billion from the Medicaid expansion. Now if the 350 billion from the individual mandate were to be lost, what would happen to the insurance industry, which would now be in the hole for $350 billion over 10 years?

In Healthcare Reform: the $700 billion Lie, I argued that the cost of Obamacare will be much greater than advertised, but even taking that understated number at face value greatly concerned swing vote Justice Kennedy, who exhibited sympathy for Alito?s question. Kennedy asked a follow-up question on pages 42-43 of the transcript:

I still don?t understand where you are with the answer to Justice Alito?s question. Assume that there is a substantial probability that the 700 billion is going to be cut in half if the individual mandate is stricken. Assume there is a significant possibility of that. Is it within the proper exercise of this Court?s function to impose that kind of risk [on the insurance industry]? Can we say that the Congress would have intended that there be that kind of risk?

I think the reason healthcare stocks have rallied so strongly this week is because investors have concluded that the entire Obamacare monstrosity is going to be struck down ? not just the individual mandate, but also the requirement to enroll people with pre-existing conditions, the expansion of Medicaid, and the medical loss ratio minimums that limit insurance company profits to 20% of insurance premiums collected.

Healthcare Stocks Look Like a Buy

Bottom line: healthcare insurers were going to do fine under Obamacare because the individual mandate and Medicaid expansion requirements promised to greatly increase industry revenues and counteract the pre-existing condition and medical loss ratio cost burdens. Similarly, healthcare insurers will do fine if Obamacare is struck down because free markets allow companies to generate profits unrestricted.

The only scenario where healthcare insurers were going to be hurt badly was if the individual mandate was struck down but the pre-existing condition and medical loss ratio provisions remained (i.e., severability). Since severability is almost certainly off the table given what transpired this week during the U.S. Supreme Court?s oral argument, investors have a ?green light? to invest in healthcare stocks regardless of whether Obamacare is upheld in its entirety or struck down in its entirety.

?All or nothing? ? the key to healthcare profitability ? appears assured.

?

Source: http://www.investingdaily.com/15023/obamacare-at-supreme-court-healthcare-stocks-need-all-or-nothing

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Hasidic school students 'fined' for Facebook use

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13 hrs.

Suzanne Choney

The smartphone juggernaut continues?in the U.S. According to a new Nielsen report,?49.7 percent of mobile subscribers owned smartphones as ... Read more

6 hrs.

Helen A.S. Popkin

Well, you can't say they weren't warned.

Thirty-three students at a Jewish girl's school in Crown Heights, Brooklyn ponied up a $100 each after they were stone-cold busted using Facebook. This, after signing a contract with Beis Rivkah High School this year in which they agreed to not use the social network, the New York Daily News reports.

?It?s not a modest thing for a Jewish girl ? or man or woman or student or father to be on," head administrator?Rabbi Benzion Stock told the New York Daily News. "There is a lack of privacy and dignity."

The decree is in keeping with Tzniut, a group of laws emphasizing modesty and humility, and observed within the Orthodox Jewish community. Beis Rivkah is a Hasidic school, but this isn't the first time Facebook, modesty and private schools have clashed.

St. Theresa?s College High?School?in Cebu City in the Philippines?barred a senior from participating in her class's graduation ceremony on Friday because she posted a bikini-clad photo of herself on Facebook.

According to Cebu Daily News,?the girl was "cited for violating five provisions in the [St. Theresa?s College?High?School] Student Handbook" which include a rule against "posing and uploading pictures on the Internet that entail ample body exposure," and "engaging in immoral, indecent, obscene or lewd acts."

The crackdown at Beis Rivkah High School came last week after administrators discovered some of their 495 students still active on Facebook, according to the New York Daily News. Head administrator Stock said parents were "shocked" to learn their daughters were still using the social network.

One sophomore who said she's Facebook friends with her mom, isn't happy with the crackdown. ?If I post a picture, I don?t just send it to everybody," Sarah Freid, 15,?told the New York Daily News. "I don?t do bad things online,? she added. ?I?m friends with my mom.?

All 33 girls were asked to delete their accounts by the end of the week, but they'll get their $100 back at the end of the year.?

Helen A.S. Popkin goes blah blah blah about the Internet. Tell her to get a real job?on?Twitter?and/or?Facebook. Also,?Google+.

Source: http://www.technolog.msnbc.msn.com/technology/technolog/students-hasidic-school-fined-100-using-facebook-597814

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Excellent Suggestions For Purchasing The Appropriate Auto Insurance

If you own a car then you should buy auto insurance. Before you purchase auto insurance you should research every one of the different insurance plans available and figure out which plan best suits your needs. In relation to buying auto insurance, the more information you have, the better off you will end up. This article contains several auto insurance tips. Get knowledgeable about the coverage you have on your vehicle, versus the coverage available for you to you. You will probably find that you might have a significantly higher coverage open to you than you are enjoying. Sometimes the better packages only cost dollars more than your basic policy. Before buying a car, think about the expense of the insurance policy for the sort of car or cars you are considering. Generally, the more pricey the vehicle is, the higher the insurance cost will be. Always make sure that you pick up a couple of online auto insurance quotes for more effective comparison that may help you discover cheap auto insurance premiums providing you necessary protection and also coverage.

If you are shopping for new car insurance, you should take some time and find car insurance that provides the best price for the grade of insurance. It is important to get comprehensive auto insurance so that you will are covered for damages for anyone who is at fault in an accident. Never sacrifice coverage for a lower price of insurance. Listen to the advice from your insurance agent. Agents are paid to advice customers and they know the market. With the knowledge they hold, they may help you get the best deals. Don?t think you know more about insurance than your agent. Listen to them and they could help you save a ton of money on your insurance policy.

One thing that many people overlook when reviewing car insurance is that they is probably not covered for other ?uninsured? drivers. This is something you will want to consider since it increases the price that you pay. It also protects you in the horrible situation of an uninsured driver hitting your car. There are many ways to save money on your auto insurance policies, and among the best ways is to remove drivers from the policy if they are no longer driving. A lot of parents mistakenly leave their kids on their policies after they?ve gone off to school or have moved out. Make sure you rework your policy once you lose a driver.

See if you qualify for a Safe Vehicle Auto Insurance Discount. If your car has a number of safety features, such as airbags and anti-lock brakes, you may qualify for a reduced rate on your insurance. Discuss everything that your car has with your agent so that you get the best possible rate. In the auto insurance market, consider these three factors, they will have the most to do with the rate you get. You, your vehicle, and your garage location are the main considerations in where your car insurance rate is set. Though a few of the factors are static, most are dynamic, and can improve with time.

Including a small tool bag in your vehicle is one of the best insurance policies you can have when you travel. The majority of us aren?t capable of completing major repairs on our own but we can fix small things. Take along a pair of vice grips, a roll of duct tape, a roll of electrical tape, an interchangeable tip screwdriver, a few fuses and a can of fix-a-flat. When you purchase a new auto insurance policy, it is important to remember that in most states, insurance carriers have a window of time to change their minds about insuring you. If during this review period they determine you are an unacceptable risk, you may have your new coverage terminated with just a few weeks? notice. For those who have a stable driving and financial history, this is unlikely, but keep your research into other carriers handy in the event you need to purchase another policy.

If your auto insurer labels you as a high risk driver, periodically ask them to review your insurance record and policy. Cleaning up your driving record over time will take you from a high to a low risk driver and decrease your rates. Be sure to ask how many years it will require to get this done. When you pick up simple auto insurance tips like these, you arm yourself to fight for top insurance deals accessible to you. You stand from the pack and get better treatment from your insurer. Educating yourself on auto insurance is bad news for insurance companies, but good news for you and your wallet!

Auto Insurance Quotes

Used for added evidence, you need to visit your site at NJ Auto Insurance.

Source: http://autoinsurance-newjersey.org/excellent-suggestions-for-purchasing-the-appropriate-auto-insurance-plan

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Few Contingency Plans if Court Rejects Individual Mandate

[unable to retrieve full-text content]On Wednesday, the Supreme Court will examine how much of the 2010 health care law might survive if the justices strike down the requirement that Americans buy insurance.

Source: http://feeds.nytimes.com/click.phdo?i=f020698a2050396d5dc28a0055e6517e

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Angry Birds Space billed as an educational tool. Really?

Launched Thursday, Angry Birds Space, the latest installment to the wildly popular Angry Birds video game franchise, is being billed as a tool for educating people about physics. How scientifically accurate is the physics in the game?

With over 700 million downloads,?the first Angry Birds game is a testament to the appeal of simplicity. The much-anticipated sequel, Angry Birds Space, which launched on Thursday, looks just as simple, and as freakishly enjoyable.?

Skip to next paragraph

But there is one big difference between the original and its high-flying sequel: Angry Birds Space is being billed?as a tool for educating people about physics.

The original Angry Birds allows players to slingshot a variety of ornery avians at oblate green pigs. The pigs have absconded with birds' eggs, hence their anger.

Angry Birds Space incorporates an element of interplanetary gravity. The developers collaborated with NASA to "teach people about physics and space exploration through the internationally successful puzzle game," according to NASA's recent press release.

Peter Vesterbacka, the chief marketing officer of Rovio, which made the game, said in the release that the company couldn't "wait to work with [NASA] on creating more compelling educational experiences."

NASA and Rovio aren't the only organizations touting Angry Birds Space as an educational tool. The Examiner, InformationWeek, and other media outlets have described the game in much the same way.

But is that really true? Is there any educational value in Angry Birds Space??

Before we explore this question, though, let's admit that Angry Birds Space is a game, foremost, and a fun one at that. Perhaps there doesn't have to be any more of a justification to play it, and maybe the excuse of educational value is?unnecessary.

And let's give credit where it's due. The claim that the new game appropriates the concept of microgravity ? the kind of low gravity that affects objects in orbit, like at the International Space Station ? is pretty much true. Also, the game illustrates how objects ? in this case, the birds ? launched in a straight line will curve their trajectories in the presence of massive bodies. So far, so good.?

But when you add audible TNT detonations in space, plants subsisting without carbon dioxide on otherwise forlorn moons, an inexplicable presence of wood and concrete, and the stormy purple vortex at the stroyline's beginning, the educational value of the game falls off dramatically.

The game exhibits more serious problems too, namely, physical impossibilities. Rhett Allain, Associate Professor of Physics at Southeastern Louisiana University and Blogger for wired.com, pointed some of these out.

In the game, the slung birds enter the gravitational fields of tiny pocked moons and plummet toward them. According to Newton's Law of Gravitation, the moons must be extremely massive in order for the birds to move as fast as they do. But the moons aren't all that much larger than the birds themselves. This means that they would have to be extremely dense. Allain calculates one moon's density to be about 7 billion kg/m³ , closer to the density of a white dwarf than that of a moon.

Also, if the moons had real gravity, then all objects caught in their fields ? which in the game are portrayed as glowing pellucid disks ? would accelerate towards the surface. It's hard to say if the birds follow this law, since they go through so many other inexplicable motions. But the debris they collide with clearly do not. Allain demonstrated that in the game, rocks actually slow down during their free-fall to the moons' surfaces.

And why are those moons sitting still, exactly? In space, they would not only gravitationally interact with the wayward birds, but also with each other. If intentional, it was clever for the developers of Angry Birds Space to?lock the moons in place. The conundrum of three or more bodies gravitating towards one another still perplexes physicists. They call it the n-body problem. Obviously, n-body gravitation occurs, but we have no way to theoretically explain it. Even the current models that can approximate this motion are astoundingly math-intensive.?

Criticizing an extremely fun and successful video game for its inaccuracy is easy, if not curmudgeonly. But if you're going to look to Angry Birds Space for educational value, you should know that its physics is about as accurate as its ornithology.?

Source: http://rss.csmonitor.com/~r/feeds/science/~3/KE7MwXuNVck/Angry-Birds-Space-billed-as-an-educational-tool.-Really

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Real Estate Broker Requirements In California | The Internet ...

Los Angeles is well known to the people as the sunshine state. In reality, it may be just about the most loved states in the US as a result of fantastic weather conditions which it provides people. It is in this state that people can take advantage of luxurious shorelines and wonderful sunshine scenery. However in addition to that, California continues to have a lot to provide and also this consists of the well-educated and well-trained real estate agents that they have. A lot of people have indicated their wants to grow to be real estate brokers but only a few have the ability to keep up with the real estate broker requirements.

In LA, a real estate dealer is well-respected because not only are they making the state well-liked by those who find themselves looking for a great place for their retirement but they are also building up the state as a well-known destination among individuals having a vacation. There is no doubt that the star of California offers one of the best locations one would need to own and this is the reason why most of the California real estate brokers will always be in operation. Real estate is flourishing market and those that desire to turn out to be real estate brokers or agents in California need to keep in mind what?s needed that they need to satisfy. To offer you a perception of the required steps to be a real estate broker in California, below are a few of many items that one must complete prior to being called a California real estate agent.

* Just like in every other state, a California real estate broker must have passed all of the required classes and examinations necessary of a real estate broker. This really is to ensure that all of the brokers that customers will speak with are licensed to offer property to prevent accidents in buying properties. More than that, in the event that individuals are dealing with real estate agents, they know that they are buying properties with authorized documents and that the amount of money they are purchasing real estate is in very good hands.

* One of the most known real estate broker requirements is that every real estate broker must be in a position to submit himself or herself to the training course which have been specifically designed for them. It is through these trainings that they will find out more about the policies of the state regarding marketing real estate and the laws and regulations that oversee the marketing. Many people might think that it is no longer important to understand all these things but it is. The knowledge of the procedures and regulations are essential to the achievement of the real estate agent and also the pleasure of those that are investing in real estate.

* In addition to that, California real estate brokers should also submit themselves to taking up numerous programs on real estate. Apart from the courses, real estate brokers are required to consider programs that will improve their information about real estate and just how the business is ran. Luckily for those who are still looking at the potential of becoming an agent, there are now on the web real estate courses that they can take up that won?t take their time off their day time jobs.

All the flexibilities in time and classes are just a few of the numerous benefits one could enjoy if they opt to become and California real estate agent. Perhaps the market itself opens its gates to whoever desires to try their good fortune.

For more info on the California Real Estate School and its Online Real Estate Courses, visit my website and read more about it.

This entry was posted on Sunday, March 25th, 2012 at 12:40 pm and is filed under marketing. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

Source: http://www.internetmarketersblog.net/2012/03/25/real-estate-broker-requirements-in-california/

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Angelina Jolie on Oscar Pose Craze, Controversy: I Don't Even Pay Attention

Angelina Jolie's Oscar night pose got 10 times the attention of the Best Picture winner, but the actress says she doesn't even pay attention to that noise.

Despite spawning a hilarious photoshop trend (below, right) and even her own Twitter hashtag (#jolieing), she didn't even realize there was a media craze.

In other words, when you're this cool, you make the news. You don't read it.

The woman with the most revealing, famous right leg in the biz tells the Huffington Post, "I honestly didn't pay attention to it. You know what I mean?"

"I don't watch the shows and if I go online and see something about myself, I don't click on it. And the people I surround myself with don't really talk about that kind of stuff ... I did hear something, but I didn't pay any attention."

"It's as simple as being a woman, picking out a dress you like and having a good night, and not really thinking about anything else."

Yeah right. More people feel sorry for Kim Kardashian getting flour bombed than believe she posed like that naturally, then didn't revel in the attention.

Source: http://www.thehollywoodgossip.com/2012/03/angelina-jolie-on-leg-thrusting-oscar-pose-pay-no-mind/

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Bernanke says crisis exposed vulnerabilities

[ [ [['Witnesses said the gunman pulled up on a black scooter', 7]], 'http://yhoo.it/GzwOIW', '[Related: New York police tighten security at Jewish sites]', ' ', '630', ' ', ' ', ], [ [['test Zimmerman for alcohol or drugs', 11]], 'http://yhoo.it/Gzn6VF', '[Related: White House says Trayvon Martin is local issue]', ' ', '630', ' ', ' ', ], [ [['associated with such a small earthquake', 4]], 'http://yhoo.it/GTco9z', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/0/b4/0b493c1a47b6e3f97f8f48a2b251d7d4.jpeg', '630', ' ', 'AP Photo/Carrie Antlfinger', ], [ [['Fox News host Geraldo Rivera sparked outrage', 3]], 'http://yhoo.it/GKMVTk', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/2/7c/27c7367bc512d233ae1790b320a5e92c.jpeg', '630', ' ', 'AP Photo/John Minchillo', ], [ [['The charges signed against Bales include', 1]], 'http://yhoo.it/wZT5zV', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/7/a0/7a07c51b2aa0f39b1a23355046d13870.jpeg', '512', ' ', 'AP Photo/DVIDS\, Spc\. Ryan Hallock\, File', ], [ [['George Zimmerman, if I had a son', 6]], 'http://news.yahoo.com/photos/thousands-protest-fla-teen-death-1332387124-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/os/152/2012/03/22/d761a49f3fcc99080a0f6a70670053cd-jpg_150905.jpg', '500', ' ', 'AP Photo/John Minchillo', ], [ [['Mohamed Merah', 10], ['prosecutor Francois Molins', 5]], 'http://news.yahoo.com/photos/four-dead-in-french-jewish-school-shooting-1332173151-slideshow', 'Click image to see more photos', 'http://l.yimg.com/cv/ip/ap/default/120321/2012_03_21t151508z_425380421_gm1e83l1sqs01_rtrmadp_3_france_shootings_raid.jpg', '630', ' ', 'REUTERS/Jean-Paul Pelissier', ], [ [['Shortly after he wrapped up his victory remarks', 2]], 'http://news.yahoo.com/photos/4-straight-romney-wins-washington-gop-caucus-1330835515-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/3/e9/3e9b0082c3c3111dcc19e3527ae94cc7.jpeg', '500', ' ', 'AP Photo/Steven Senne', ], [ [['best understands the problems of average Americans', 2]], 'http://news.yahoo.com/photos/4-straight-romney-wins-washington-gop-caucus-1330835515-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/3/e9/3e9b0082c3c3111dcc19e3527ae94cc7.jpeg', '500', ' ', 'AP Photo/Steven Senne', ], [ [['Group for Historic Aircraft Recovery', 7]], 'http://yhoo.it/GB2RVy', 'Click image to see more photos', 'http://l.yimg.com/os/152/2012/03/20/photo-1332257995646-4-0-jpg_171722.jpg', '630', ' ', 'AFP', ], [ [['xxxxxxxxxxxx', 11]], 'http://news.yahoo.com/photos/russian-grannies-win-bid-to-sing-at-eurovision-1331223625-slideshow/', 'Click image to see more photos', 'http://l.yimg.com/a/p/us/news/editorial/1/56/156d92f2760dcd3e75bcd649a8b85fcf.jpeg', '500', ' ', 'AP', ] ]

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Source: http://news.yahoo.com/bernanke-says-crisis-exposed-vulnerabilities-180418015.html

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Valentine's Day gift-giving tips | Pro Hands at Work

(ARA) ? Giving your significant other the right gift can make or break your Valentine?s celebration. If you?re also giving something to your best friend, mom and children, you may need a little help finding the perfect token.

Erase some of frustration involved in finding the perfect gift and enjoy the holiday of love and romance with these great Valentine?s gift-giving tips:

* Want to take a unique route but lack a good idea? Start searching for ideas online. Traditional gifts can be altered slightly with gifts that incorporate jewels, chocolate or flowers in an unusual setting. For example, a bouquet of chocolate-covered strawberries designed to look like a bouquet of roses, puts a unique twist on several of the more popular gifting items.

Or deviate completely from the traditional and look for gifts your loved ones would appreciate, but never expect for Valentine?s Day. Use your computer to help you find great gift ideas for others on your Valentine?s Day shopping list like your grandma and best friends. Use search terms like ?gifts for grandma? and ?Valentine?s gifts for friends? to help find ideas.

* If you have an idea in mind, find product reviews and recommendations from experts and savvy shoppers with a few quick online searches. Use forums like FatWallet to read reviews on products ranging from electronics to travel. This way not only will you be able to confirm that your idea is a great one, but also ensure you find the best prices, and the best retailer for that product.

* Don?t forget to search for coupons and deals to maximize your savings. Use Ebates.com to purchase the gifts for everyone on your list and earn cash back on every purchase through thousands of retailers. For example, if you choose to go the traditional route and order your girlfriend a beautiful bouquet of flowers from FTD, you can earn 20 percent cash back from your purchase, on top of any discount coupons available on Ebates.com. Keep that extra cash back handy to make your Valentine?s Day celebration even more special.

Many retailers provide free shipping or delivery, and you may discover you can stack deals, allowing you to save plenty of money this Valentine?s Day and helping to ease your gift shopping frustrations.

Celebrate the holiday of love and romance this year in style with great gifts for your loved ones. Go online, gather great and unique ideas and don?t forget to save while shopping.

Source: http://prohandsatwork.com/?p=66923

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Bathroom Home Improvement Tips | Home Improvement Source

A bathroom is a often used room with very high importance in a household. In America, it is becoming more and more rare to see a house built with only one bathroom. There are many houses in the real estate market that list the number of bathrooms immediately after the number of bedroom. The baths are listed as full and half baths. A full bath is actually determined by whether or not there is a bathtub in the room.

To qualify as a full bath, there has to be a toilet sink and actual bathtub, because agents have gotten cute and qualified a three-quarter bath if it only has a shower in the room. A powder room or half bathroom is only a sink and toilet.

Bathrooms are one of the most important rooms in the home renovation game, with the largest return on the dollars spent, next to kitchens. You can really bring the value of a home up when you increase the number of bathrooms in a home.

Renovations in a bathroom usually consists of improving the plumbing, installing updated fixtures and bathtubs and sinks, custom cabinets and storage spaces and revamping the tile and flooring. It is also important to be able to maintain the room and keep it in good shape over time as the water in the room makes it a very important room to keep well preserved.

Things that are usually included in a bathroom renovation are a change in the actual fixtures and appearance of the room with new tiles and sinks and countertops. It also often includes the replacing or refurbishing of cabinets, mirrors, lighting fixtures, as well as sink and bathtub handles and spouts all the way down to new shelves or towel racks and hooks.

There are several things you can do that aren?t as expensive as all of those things to enhance a bathroom as well. If you are only wanting to spend a small amount of money, find a fantastic paint color and some new fresh towels, throw in a matching shower curtain to tie it all together and you can create a whole new look in your bathroom for less than a hundred dollars.

Another helpful part of any bathroom renovation is to create a safer bathroom environment. Especially in today?s ever increasing older population, safety in the form of handles in the bathtub or shower, step in showers and baths, nonskid surfacing in baths and on bathroom floors, and higher toilet seats all improve both the safety and function for anyone in the bathroom. Safety is always an important issue and anything you can do to increase the safe use of your home will increase the value.

Source: http://www.hacnlv.com/bathroom/bathroom-home-improvement-tips-2.html

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Promote your Coaching or Speaking Business Through eBooks ...

In these uncertain times when we all would like to feel safe, when we don?t really want to travel so much for our business, we need to look to the Online Marketing Machine of ePublishing. Your audience today is Internet savvy. They love the Web, surf it regularly and are looking for specific information that. You have that expertise already and can easily put it into an eBook. Business audiences want concise, easy-to-read short books on subjects from personal growth to how-to books. They are willing to print short eBooks, often only the chapters they plan to read immediately. Hardly any business person wants to read a long book any more. If you are like me, you probably don?t want to either. Ebooks are the wave of the future, and anyone, even those who think they can?t write, can create a quality eBook in less than a month. With a little help from a book coach, you can learn the three or four best ways to use your eBook with other Online Promotion-and watch your client base grow. If you are a speaker, you already have several talks you can give. One of those talks can be your first short eBook. Print books and traditional publishing don?t support the author. They take way too long, and only give the author a pittance for a lot of hard work. E books are easy work. In fact, with the articles you have in your files, plus the talks you already have written, you have the beginnings of your first eBook. Instead of 200 pages, think 10-30 pages. Instead of 15 chapters, think of 3-5 sections. Instead of long stories, think of tips. Why an eBook? Today, professionals need a Web site to market their services. In that Web site they need a home page with marketing pizzazz that uses benefit-driven headlines to drive the visitor to their coaching pages as well as to their product pages. On these pages you have your ?sales letter? crafted to entice your reader to buy. EBooks help your coaching business because you can give the very short ones away when people subscribe to your eNewsletter. Your ezine helps promote both your eBooks and your services. Even if you don?t have your own Web site, you can sell eBooks on other sites. Many pay up to 70% royalties-a much better deal than Amazon. The ?Big Three? Marketing Machine 1. Write or use short articles already in your files. Subscribe and submit them to Opt-in Ezines. 2. Expand several articles to become an eSpecial Report, or eBook as some call them. You can give these away also, and you can also charge $4.95-$7.95 for them. 3. Write your short eBook including a short introduction (sales letter), table of contents, a simple cover, and apply the essential ?hot selling points? like the 30-60 ?Tell and Sell.? In each of these include all of your promotion information, your list of other products, your announcement about your coaching services, your one-page for speaking, and an order page with instructions that make it easy to ?buy.? Why Write an eBook? Using this trio, you will attract many more people to your Web site, to your talks, seminars and teleclasses. You will attract new clients as well as new subscribers to your ezine. In the long run, you will create a business easy and fun to operate. You?ll create even more client loyalty and trust while building your reputation. And you create an ongoing, lifelong income-enough to keep you sound and secure in any economic situation.

Source: http://blog.articledirectoryusa.com/2012/03/09/promote-your-coaching-or-speaking-business-through-ebooks/

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Maximum Money: Five Tools to Lower Your Tax Bill | Black People In ...

By SHEFALI ANAND

It?s that time of the year again ? time to think about your taxes.

With just two months before the financial year-end, now is the time to make tax-saving investments and provide their proof and other documents to your employer, helping you get you tax deductions.

Bloomberg News

A sign outside the income tax office in Kolkata, India, March 14, 2011.

Self-employed professionals need to pay their full advance tax by mid-March. ?Otherwise, you?ll be paying penal interest,? says Rajesh Srinivasan, leader of individual taxation at consulting firm Deloitte Touche Tohmatsu India Pvt.

Here are five ways to lower your tax bill this year:

1. Stock losses: The stock market?s ugly losses of 2011 have a bright side ? they can help you lower your taxes.

If you sold an equity mutual fund or individual stocks in this financial year at a loss, this is considered a capital loss, which can be offset against any capital gains you may have made, such as on the sale of property or gold.

Remember, however, that capital losses cannot be offset against your salary or other income. A short-term capital loss (for investments held for less than one year) can be offset only against a short-term capital gain, whereas a long-term capital loss can be offset against any gains.

If you don?t have capital gains this year, no worries. You can bank your capital losses and use them for the next eight years, says Mr. Srinivasan.

2. Infrastructure bonds: Introduced by India?s finance minister in 2010, these are a relatively new option for saving on taxes.

Basically, an investment of up to 20,000 rupees ($400) made into bonds issued by qualified infrastructure companies can be deducted from your taxable income. This deduction is over and above the 100,000 rupee ($2,000) deduction available under Sec 80C of the Income Tax-Act, 1961.

At the moment, issuers like L&T Infrastructure Finance Corp. and Infrastructure Development Finance Corp. have such bonds available, paying an interest of 8.7%. However, these bonds require you to be locked in for at least five years.

These bonds make most sense for individuals falling in the highest tax bracket, and who want to play safe. The interest earned on these bonds is taxable.

These are not to be confused with tax-free bonds, which have also recently been introduced. The investment in these bonds is not tax-deductible.

3. Home loan deductions: Many people don?t realize that deductions on loans taken to buy a house are available for more than one home.

If you have taken a loan for one home, interest payments of up to 150,000 rupees ($3,000) per year can be deducted from your ?income from house property.? If you live in this house, you obviously don?t have any income from it, so the interest deduction effectively results in a ?loss? from house property. This can be offset against your salary income.

Shefali Anand

If you have a second house, whether you rent it or not, it is considered to be let out for taxation purposes. You have to show a ?notional? rent or the actual rent as your income from house property. The notional rent is calculated based on factors such as the rent of similar houses in the neighborhood. From this, ?you get the deduction of the entire interest,? says Naresh Ajwani, partner at Mumbai tax firm Rashmin Sanghvi & Associates.

Interest on loans taken for repairs and renewals is also deductible for the second home, according to the Income Tax department.

You need to furnish the interest details to your employer to get the benefit in your tax deduction at source.

Note that repayment of home loan principal can be deducted only under Section 80 C, up to 100,000 rupees ($2,000).

4. Section 80C: Most individuals are well aware of this section of India?s tax law, which allows you to deduct up to 100,000 rupees ($2,000) from your taxable income by making certain types of investments. But many don?t know all that is included in this section.

Your contributions to the Employees Provident Fund, or Public Provident Fund, count toward this limit, so first check if there is any shortfall. If so, your best options are:

Equity-linked saving schemes, for young people who can handle some risk. These are mutual funds which buy stocks from a wide range of Indian sectors, and in which need you to stay invested for at least three years.

If you, like me, already own such funds, you are likely sitting on losses. But believe it or not, they are still a good option.

By buying at a lower price now, you lower the average cost of buying these funds, and boost your eventual profit. Some good options for such funds are the Franklin India Taxshield fund and Fidelity Tax Advantage.

Debt options: For ultra risk-averse individuals who are okay with lower returns but want guarantee, debt investment options include government-issued bonds called National Savings Certificates, and tax-saving fixed deposits issued by banks which are currently paying annual interest of around 8.25% to 8.75%. These options have a lock-in of five years or more.

5. Charity: If you have donated to charity in this financial year, your employer won?t be giving you the benefit of deduction. You?ll just have to apply for a refund when filing your tax return. Make sure you save all your receipts, or other proof of payment to the charitable institution.

Depending on the type of charity, you can deduct 50% or 100% of the donated amount from your income.

If you haven?t already made any charitable donations, ?this is the right time,? says Mr. Srinivasan of Deloitte.

?Write to Ms. Anand at shefali.anand@wsj.com, or follow her @shefalianand.

Write to Shefali Anand at shefali.anand@wsj.com

Source: http://worldwide-nubians.org/maximum-money-five-tools-to-lower-your-tax-bill

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Southern Focus (TIME)

Share With Friends: | | Politics - Top Stories News, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/209109297?client_source=feed&format=rss

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Above Ground Swimming Pools And How It Differs From The ...

In the present day, there are a whole lot of kinds, models, and styles of swimming pools that an individual can choose from. These swimming pools range from plastic, Jacuzzi, inground, or above ground. The most common, most likely, are the inground and the above ground swimming pools.

Swimming pools were stated to have started in Ancient Pakistan. Back then, people known as these pools baths. Those pools were covered with bricks and sealed with tar sealant, to avoid any leakage. The great bath, the very first of the baths was twelve meters by seven meters in area. Swimming pools gained recognition when the Greeks and Romans utilized it for water sport training and recreation. Pools also doubled as fish ponds. When a Roman emperor suggested a heated swimming pool, more and more aristocrats wanted to build a heated swimming pool in their estate. It was not until the 19th century, when the British established numerous swimming clubs, that the swimming pool became largely well-liked amongst the masses. Since then, numerous have adapted swimming pools in their homes and villages.

There have always been talks in regards to the difference in between the inground and the above ground swimming pools. When an individual is debating about what kind of pool he ought to install in his property, there are a great deal of things he should think about.

First, the owner ought to think about the quantity of space he has available for the pool. The inground pool takes more space than the above ground pool. Whilst inground pools are permanent, as soon as the owner gets tired of having an above ground swimming pool he can just uninstall it any time. Above ground pools are much more cost-effective and budget friendly compared to the inground pool. Not just that, but some states also have laws and taxes concerning inground pools. Because the taxes are big, most households favor the above ground pool because there are no essential taxes that go with it.

The individuals who will use the pool and activities which will be carried out there are extremely essential things to think about when an individual is deciding the pool that he ought to install. Even though the above ground pool is extremely handy, they may not be good for swim training as well as other water sports. On the other hand, the inground pool need heaters because they can get cold at night, whilst the above ground pool doesn?t need their water to be heated, and also the need for a heater relies on the location of the pool and how it is installed.

Source: http://boston-garage-doors.com/above-ground-swimming-pools-and-how-it-differs-from-the-inground-pool

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One Perfect Bite: Irish Celery and Apple Soup

From the kitchen of One Perfect Bite...Margaret Johnson is an Irish-American writer who is a recognized authority on Irish food and drink. This passionate cook holds dual citizenship in the US and Ireland and has authored five cookbooks that explore the customs and cuisine of the Emerald Isle. Today's recipe, an adaption of an old Irish favorite, is her creation, and color alone makes it worthy of consideration for a St. Patrick's Day celebration. Fortunately, it has more than color going for it. If you enjoy the taste of celery, you will love this uniquely flavored soup that is made more interesting with help from apples that add a slightly sour aspect to the soup. The combination works well, and while I can't recommend serving this in large portions, it makes an ideal first course. I served it last weekend with an Italian-type meal that included Arista and I was really pleased at the way all the flavors came together. This is a fast, easy and inexpensive soup that is also mercifully low in calories. It can be made well-ahead of serving, though its color darkens slightly as it sits. I know those of you who are adventuresome will enjoy this palate brightener. Here's the recipe for this truly simple starter.

Irish Celery and Apple Soup...from the kitchen of One Perfect Bite courtesy of Margaret Johnson

Ingredients:
3 tablespoons unsalted butter
1 large onion, chopped
2 garlic cloves, minced
1 bunch celery, chopped
5 Granny Smith apples, peeled, cored, and sliced
6 cups homemade chicken stock, or canned low-salt chicken broth
Salt and freshly ground pepper
1/2 cup light cream or half-and-half
2 tablespoon minced fresh parsley

Directions:
1) Melt butter in a large saucepan set over medium heat. Add onions and garlic and cook until soft, 4 to 5 minutes. Add celery and apples and cook another 5 minutes. Add stock or broth, and bring to a boil. Cover, reduce heat to a simmer, and cook, stirring occasionally, until vegetables are tender, 10 to15 minutes.
2) Transfer solids to a blender or processor and working in batches, process until smooth (I used an immersion blender for this task). Return to same saucepan and season with salt and pepper. Whisk in cream. Heat through over low heat. To serve, ladle soup into bowls and sprinkle with parsley. Yield: 10 to 12 one cup servings.

One Year Ago Today: A Formula for Turkey Meatloaf

Two Years Ago Today: Cranberry Cocktail

Source: http://oneperfectbite.blogspot.com/2012/03/irish-celery-and-apple-soup.html

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HR Vendor News ? Reviewsnap Partners with OpenSesame for ...

March 6, 2012 No comments | Back To Home

Reviewsnap, the leading cloud-based performance management software solution, today announced a powerful partnership with OpenSesame, the e-learning marketplace. The alliance integrates the services of both companies, giving customers of either vendor greater and more streamlined access to performance management content.

?With this partnership, our customers will have the tools to instantly act on performance information to more directly and immediately enhance their organization?s capacity to bring learning into the workflow,? said Chris Arringdale, vice president of marketing for Reviewsnap.

The combination of the Reviewsnap and OpenSesame platforms will ?ultimately accelerate the speed of innovation and improvement for any of our customers,? Arringdale said.

Reviewsnap is a performance management system that lets managers and supervisors give real-time, detailed feedback to employees, while capturing meaningful data about performance at the organizational level. OpenSesame is an online marketplace of corporate training courses. Its clients can choose from thousands of courses, read customer reviews, watch course previews and instantly use purchased courses.

The two companies will offer an integrated platform for the employees of Reviewsnap customers to connect with online training opportunities based on gaps in performance competency identified through the Reviewsnap performance system.

?OpenSesame has reviewed and selected course curricula based on core competencies defined by Reviewsnap,? said OpenSesame CEO Don Spear. These include courses in areas such as business acumen, customer service and communication skills.

?Excellent training courses from OpenSesame?s 100-plus developers will be embedded in the Reviewsnap platform, giving employees instant access to performance improvement opportunities,? Spear said.

About Reviewsnap
In times like these, growth is earned by companies that align their people behind shared goals. If you are working to get everyone on the same page, Reviewsnap is with you. More than performance management software, we offer true partnership through genuine customer service and support. And unlike those other guys who care more about shareholders than customers, we can?t sleep at night unless you can. We are all together now. We are your performance management partner. We are Reviewsnap. Visit us on the Web at www.reviewsnap.com or follow @reviewsnap on Twitter.

About OpenSesame

Based in Portland, Ore., OpenSesame is an open marketplace connecting e-learning buyers and sellers. Buyers browse thousands of courses in a wide variety of subjects, from workplace safety to business skills, all compatible with any learning management system. For more information, visit www.OpenSesame.com or follow @OpenSesame on Twitter.

?

Tags: ReviewSNAP

This entry was posted on Tuesday, March 6th, 2012 at 6:00 am and is filed under General HR, HR Consulting, HR Technology, Outsourcing, Talent Mgmt/Employee Relations. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

You may also click here to return to the main news page.

Source: http://www.hrvendornews.com/?p=4129

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China sets 2012 growth target at 7.5 percent, stability key (Reuters)

[unable to retrieve full-text content]Reuters - China aims to grow its economy by 7.5 percent in 2012 by following procative fiscal and prudent monetary policies to combat downward pressure on growth and still high inflation, Premier Wen Jiabao said on Monday.

Source: http://us.rd.yahoo.com/dailynews/rss/china/*http%3A//news.yahoo.com/s/nm/20120305/bs_nm/us_china_npc_budget

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What's so super about Tuesday? 419 GOP delegates

Republican presidential candidate, former Massachusetts Gov. Mitt Romney pays for his take-out order at the Montgomery Inn in Cincinnati, Saturday, March 3, 2012. (AP Photo/Gerald Herbert)

Republican presidential candidate, former Massachusetts Gov. Mitt Romney pays for his take-out order at the Montgomery Inn in Cincinnati, Saturday, March 3, 2012. (AP Photo/Gerald Herbert)

Republican presidential candidate, former House Speaker Newt Gingrich speaks during the Ohio 5th Congressional District Lincoln-Reagan Day dinner at Bowling Green State University on Saturday, March 3, 2012 in Valdosta, Ga. Gingrich is staking his entire campaign on a big victory Tuesday in Georgia, where the onetime House speaker represented a suburban Atlanta district for 20 years. (AP Photo/Evan Vucci)

Republican presidential candidate, former Pennsylvania Sen. Rick Santorum attends the Lincoln-Reagan Day Dinner at Bowling Green State University, Saturday, March 3, 2012, in Bowling Green, Ohio. (AP Photo/Eric Gay)

Republican presidential candidate Rep. Ron Paul, R-Texas, speaks Saturday, March 3, 2012, in Seattle. Paul was in Washington state for the Republican caucuses. (AP Photo/Ted S. Warren)

Republican presidential candidate, former Massachusetts Gov. Mitt Romney speaks at a campaign rally in Dayton, Ohio Saturday, March 3, 2012. (AP Photo/Gerald Herbert)

WASHINGTON (AP) ? Super? Maybe not this time. But it is a Tuesday, one with the biggest payout of the Republican presidential primaries.

Super Tuesday, slimmed down to half its 2008 size but still doling out one-third of the delegates needed to win, probably won't settle much.

Sure, it could nudge Newt Gingrich out of the race, or lend Ron Paul more credibility. But it won't be easy for either Mitt Romney or Rick Santorum to score a decisive advantage, because delegates are doled out by share. A close second in a state can pay off almost as well as first place.

Win some big states, especially Ohio, and the symbolism is powerful, of course.

Romney might cement the front-runner status that keeps slipping through his fingers. Santorum could prove he's the real thing.

What's at stake, what's it mean and what might happen? A Super Tuesday tip sheet:

___

Delegates for grabs Tuesday: 419.

Delegates already won: 353. Romney, 203; Santorum, 92; Gingrich, 33; Paul, 25.

Delegates needed for the nomination: 1,144.

___

Super Tuesday is super expensive:

A week's worth of heavy advertising in all 10 states would cost a candidate about $5 million.

That's a lot even for Romney's well-financed campaign, prompting him to make a plea for donations amid his Michigan victory speech. Gingrich is getting another multimillion-dollar boost from Las Vegas billionaire Sheldon Adelson, who donated the money to a special type of political action committee, known as a super PAC, that will run advertising in key states.

___

Ohio, Ohio, Ohio:

It's the race to watch. Political junkies get all misty-eyed over this Rust Belt swing state, and not just because of the 63 delegates.

No Republican nominee has ever become president without winning the state. That makes it a powerful proving ground for the men trying to show they can take on President Barack Obama.

It's home to Joe the Plumber and tens of thousands of auto workers, but Ohio's not all blue-collar. It's also the Rock and Roll Hall of Fame, high-tech science, medical and energy workers, suburbanites, soybean farmers and a quarter-million dairy cows (OK, the cows can't vote). The big issue is the economy, including Obama's bailout of the auto industry.

Santorum and Romney are duking it out in Ohio. Look for the outcome to generate more buzz than any other Super Tuesday contest.

___

Newt's last stand or Gingrich rises again?

Get out the hook for Newt Gingrich if he loses in Georgia, the state he represented in the U.S. House for two decades.

Gingrich hopes to win decisively here and pick up enough other delegates to relaunch his up-and-down campaign, which has been mostly down-and-out since he lost Florida in January. He's got endorsements from Gov. Nathan Deal and Herman Cain, a fellow Georgian. He's got a new pitch, claiming he can bring the cost of gas down to $2.50 per gallon.

Santorum is pushing hard to wrest the state's Christian conservative and tea party voters away from Gingrich. Romney remains a force, even if the state is outside his comfort zone. Georgia boasts the day's biggest cache of delegates: 76.

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Elsewhere in the South:

Two other Bible Belt states, Tennessee and Oklahoma, are central to Gingrich's hopes of revival. But Santorum insists he'll be the big story in both.

In Tennessee, a confident-sounding Santorum is trying to walk the footsteps of another outspoken Christian conservative, Mike Huckabee, who won this primary four years ago. Romney boasts the support of popular Gov. Bill Haslam, while Gingrich is getting plugs from one of the state's most colorful political figures, former senator, movie actor and Law & Order star Fred Thompson. At stake are 55 delegates.

Dotted with drilling rigs and cattle ranches, Oklahoma straddles the South and the Great Plains and sits squarely among the reddest of the red states. Santorum tagged it "ground zero of the conservative movement," and his anti-abortion, pro-family values message attracts enthusiastic crowds here. The other three hopefuls also have dropped in, hoping to prove their conservative bona fides to the Okies. It offers 40 delegates.

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Paul's big night?

The anti-war, libertarian-leaning, unorthodox Republican hasn't won a single state. Super Tuesday could change that.

Paul is focusing on the three caucus states ? Idaho, North Dakota and Alaska ? where a big turnout by his cadre of enthusiastic followers would have the most impact. Even if he doesn't score a win, he's likely to pick up delegates to help power him into this summer's Republican convention with enough clout to promote his ideas.

But his rivals won't make it easy.

Idaho's big Mormon population ? about a fourth of its voters ? bodes well for Romney, who's a Mormon. Santorum's looking to win in North Dakota, and Romney's trying, too.

Paul, a Texas congressman, may be the only one to journey to Alaska, however. He planned to be in the state Sunday. Meanwhile, Alaska's most famous Republican, Sarah Palin, has been saying some nice things about Gingrich.

Together, the three caucuses pay out 84 delegates.

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What's the deal with Virginia?

Gingrich would love to compete in this Southern state, but he's not. Only Romney and Paul landed spots on the ballot, by having early organizations strong enough to collect the required 10,000 signatures. That leaves Virginia mostly a curiosity. What kind of showing can Paul muster going mano-a-mano with Romney? The fight is over 46 delegates.

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Romney territory:

There's little drama in the Northeastern races. Romney's virtually unopposed in his power base of Massachusetts, where he was governor just over five years ago. Delegates: 38. He's expected to win neighboring Vermont handily, too, although Santorum seeks to peel away some of its 17 delegates.

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Next up:

Caucuses and primaries in Kansas, Wyoming, Alabama, Hawaii, Mississippi, Missouri, Illinois and Louisiana fill out the busiest month of the nomination season. Three territories ? American Samoa, the Virgin Islands and Puerto Rico ? also get their say in March.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/89ae8247abe8493fae24405546e9a1aa/Article_2012-03-04-Super%20Tuesday%20Tip%20Sheet/id-605ac2c61bb04dd59bc4da0cb577d27c

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